Saratogas Community FCU

Personal Loans and Credit Cards

Are Personal Loans Available?

Personal/Signature Loans
Term APR As Low As
12/24 mos As Low As 5.49%
36 mos As Low As 5.99%
48 mos As Low As 6.99%

How Do Share Secured Loans Work?

You may borrow up to 100% of your share/non-IRA Certificate balance.

Share Secured Loans
Term Rate
Up to 48 mos Earnings Rate + 2%

Can I get a credit card?

VISA Credit Card
  APR As Low As
VISA Platinum As Low As 9.99%