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Neighbors 1st FCU

Saratogas Community FCU

Featured News & Announcements



Christmas Clubs are a great way to save up for those holiday expenses with no minimum deposit and no set schedule.  You have the flexibility to set up regular automatic deposits, or simply add to your balance as you are able.   Christmas Club funds are made available to you for your holiday shopping needs in late September or early October.

Keep in mind that Christmas Club funds are not available for withdrawals prior to closeout. If you must access Christmas Club deposits prior to closeout, your Christmas Club will be closed and you will be assessed an Early Closeout fee of $5.00. If you have a Christmas Club account and would like to make changes or are interested in opening a new 2018 Christmas Club account, please call or see one of our tellers.