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Neighbors 1st FCU

Saratogas Community FCU

Certificates of Deposit and IRAs

Term Share Certificates

What terms are available?

12 month, 24 month, 36 month or 48 month terms available

What’s the minimum deposit?

$1,000.00

What about rates?

Current rates are subject to change without notice. Penalty for early withdrawal.

Term APY
12 month 0.10%
24 month 0.15%
36 month 0.25%
48 month 0.40%

Individual Retirement Accounts

What type of IRAs?

Both Traditional and Roth are available*

*All IRA accounts, contributions and withdrawals are subject to government regulations

What IRA deposit options are available?

IRA Savings and IRA Term Share Certificates of Deposit: 12 month, 24 month, 36 month or 48 month terms available

Term APY
Ongoing 0.05%
12 month 0.10%
24 month 0.15%
36 month 0.25%
48 month 0.40%